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Women and Financial Planning: 4 Steps To Mitigate Caregiving Risk

Women and Financial Planning: 4 Steps To Mitigate Caregiving Risk In the past twelve months, I came to know of 4 families who have ailing parents. A common issue faced by the families was who should be the primary care giver and how the financial burden ought to be divided amongst the siblings. The last […]

Retirement Age in Singapore to Go Up

Retirement Age in Singapore to Go Up The 18 August 2019 Straits Times article headline “National Day Rally 2019: Retirement age to go up to 65, older workers’ CPF rates to be raised”  came as no surprise to me.  The statutory retirement age will be raised from 62 to 63 in 2022 and to 65 by 2030. […]

6 Reasons Why Annuity is a Good Fit In Your Retirement Plan

6 Reasons Why Annuity Is A Good Fit In Your Retirement Plan Do you wish to sustain your lifestyle when you stop working? Are stability and predictability what you seek in a financial product when it comes to your income stream during your golden years? Do you want to have peace of mind knowing that […]

Singapore Annuity Plans

Singapore Annuity Plans What Exactly is An Annuity? If you have read about retirement planning in Singapore, you would have come across the terms ‘annuity’, ‘annuity plan’ and ‘private annuity’ or what insurers call a retirement income plan. To put it simply, an annuity is an insurance product that pays out a guaranteed lifetime income and can […]

Gift Yourself A Year-End Financial Checkup

Gift Yourself A Year-End Financial Health Check-Up As we start to get busy with the festive preparation, it can be tough to find time to organize and review your financial life. But if not now, then when? It may seem easier to postpone it till the first quarter of the New Year, but your financial […]

Should You Withdraw CPF Cash at Age 55?

Should You Withdraw CPF Cash at Age 55 The Straits Times article “Should You Withdraw CPF Cash at Age 55” published on 23 September 2018 is a good read and provides a good overall view of the options available for investing your CPF money. Many people who are turning 55 would be faced with this […]

Detoxify Your Financial Health

Detoxify Your Financial Health A friend and client recently went on a 5-day detoxification program. He had only lemon juice diluted with water and sweetened with maple syrup throughout the 5 days. He had been toying with the detoxification idea for many months but it was not until a recent day surgery that motivated him […]

4 Steps to Plan for Your Retirement

4 Steps to Plan for Your Retirement In all my years as a financial practitioner and money coach, I’ve met people who are nonchalant about their retirement planning and those who are concerned and determined to make their dream retirement come true. What was the difference between them? The ones who were on track to […]