Room for (DINKs Dual Income, No Kids) To Up Their Retirement Readiness
DINKs (Dual Income, No Kids) lag considerably behind parents, especially on the Retirement Planning Indicator.
CNA Money Mind Oct 2024 x Karen Tang – Where to Park Your Cash In a Falling Interest Rate Environment
https://www.youtube.com/watch?v=L7aG51646v0 I was recently interviewed by Channel NewsAsia for a segment on their Money Mind TV program that is aired every Saturday at 8:30pm. The focus of the interview was on how to get higher returns with cash as interest rates start going down. As we are aware, the yields for Treasury bills (T-bills) and […]
Financial Planning – A Deeply Philosophical Activity
https://youtu.be/rfoU1KjtHN0 Financial planning, at its core, is a deeply philosophical activity. Here’s how: Values and Purpose: Financial planning forces us to confront our deepest values and life goals. It raises questions like, “What truly matters to me?” and “What do I want my money to support?” The process isn’t just about accumulating wealth; it’s about […]
What’s Next for US Markets and Economy After the Fed Rate Cut?
For investors with a time horizon beyond a few years, even Fed decisions can amount to just noise
Retirement Ready: Are You Prepared for Rising Healthcare Costs in Your Golden Years?
A recent article Five in seven insurers to jack up private hospital premiums under Integrated Shield Plans published in The Business Times on 3 September 2024 brought our attention to forthcoming premium hikes to Integrated Shield Plans and riders. Lifetime premiums for the most costly private hospital plans and riders may approach or even exceed […]
One Thing To Never Do When Stock Markets are Down
Warren Buffett, the greatest investor in the world, says that it is wise for investors “to be fearful when others are greedy and to be greedy only when others are fearful.”
How Securing Your Personal Risk Management Is Similar to Having CPR Skills
Let’s Talk About Your Money Mindset – It Matters More Than You Think!
Let’s Talk About Your Money Mindset – It Matters More Than You Think!
Let’s Talk About Your Money Mindset – It Matters More Than You Think!
Karen Tang, CFP® Comments On: Singapore’s Median Household Income Up 2.8% in Real Terms in 2023
On 7 February 2024, Business Times published a news article titled “Singapore’s median household income up 2.8% In real terms in 2023”. This is good news for Singapore residents! An inflation-adjusted rise in median income of 2.8% is a very healthy indicator for Singapore’s economy. The news article reported that Singapore’s median monthly household income […]
What You May Not Know About Private Annuities – 17 Aspects To Consider
When we talk about private annuities, it is more often than not that Singapore’s national pension scheme, the CPF Lifelong Income For the Elderly (a.k.a CPF LIFE), will be part of the conversation. CPF LIFE is a national longevity insurance annuity scheme that provides Singaporeans and Singapore Permanent Residents with monthly payouts for as long […]