Disclaimer

Information in this website is Karen Tang’s personal opinions, views and research findings. They do not necessarily reflect the company that she represents.

The information in this website is provided for your personal use only. The information provided is not commercial, financial, investment, accounting, tax or legal advice and should not be regarded as such. The resale, distribution or public display or use in any form or manner of the information herein is prohibited.

The information provided is of a general nature only and does not take into account your specific objectives, needs and financial situation. The information may not be appropriate to your individual needs. You should seek advice from your financial planner before making any financial decisions.

The performance of this website and all information contained within, or accessed from the website are provided to you without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non- infringement of the rights of third parties. Karen Tang shall not be responsible or held liable for any problems or technical malfunction of any telephone network or computer online systems, servers, internet access providers, computer equipment, or software, including any injury or damage to your hardware or another person’s hardware or software, as a result of using this website.

Karen Tang reserves the right, at its sole discretion, to modify, disable and discontinue temporarily or permanently, any part or all of this website. She may alter or withdraw any information contained in this website, without liability or notice to you. By visiting this website, you acknowledge and agree that any reliance on or use of the information available on this website shall be entirely at your own risk. In no event will Karen Tang nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website.