Karen Tang, CFP®: Certified Financial Planner in Singapore

Blog

4 Steps to Plan for Your Retirement

4 Steps to Plan for Your Retirement In all my years as a financial practitioner and money coach, I’ve met people who are nonchalant about their retirement planning and those...

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9 Ways To Tackle Inflation

9 Ways To Tackle Inflation Though the statistics for November 2017 Consumer Price Index reports inflation at less than 2% (source: Singapore Department of Statistics), inflation is here to stay...

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Can InsurTech Replace Financial Advisers?

Can InsurTech Replace Financial Advisors? The article “The Incumbent vs the Disruptor: How Much Has Changed?” published in the Asian Insurance Review dated September 2017 was an interesting read. It explores...

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Detoxify Your Financial Health

Detoxify Your Financial Health A friend and client recently went on a 5-day detoxification program. He had only lemon juice diluted with water and sweetened with maple syrup throughout the...

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Disability Income Insurance in Singapore

Disability Income Insurance in Singapore 9 out of 10 people I speak to have not heard about Disability Income Insurance (DII). They assume that Total and Permanent Disability (TPD), which almost all of...

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ILPs and Escalating Insurance Charges

ILPs and Escalating Insurance Charges I have a handful of clients whom have bought regular premium Investment-Linked Insurance Policies (ILPs). All of them are unaware of the escalating insurance (or mortality) charges as...

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Pay Yourself First

Pay Yourself First It’s family before self for most Singaporeans, as this article in The Sunday Times, 29 October 2017 reported. Pay yourself FIRST. Whether you belong to the sandwiched generation...

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Retirement Age in Singapore to Go Up

Retirement Age in Singapore to Go Up The 18 August 2019 Straits Times article headline “National Day Rally 2019: Retirement age to go up to 65, older workers’ CPF rates to...

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Singapore Annuity Plans

Singapore Annuity Plans What Exactly is An Annuity? If you have read about retirement planning in Singapore, you would have come across the terms ‘annuity’, ‘annuity plan’ and ‘private annuity’...

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