What information do we collect?
We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, also visit our site anonymously.

What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:

• To improve our website. We continually strive to improve our website offerings based on the information and feedback we receive from you.
  To improve customer service. Your information helps us to more effectively respond to your customer service requests and support needs.
• To process transactions. Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason without your consent, other than for the express purpose of delivering the purchased product or service requested.
• To send periodic emails. The email address you provide will only be used to send you information and updates pertaining to your interests. Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
• We collect data such as website analytics, traffic sources, and engagement from our social media channels to improve user experience. We analyze this information so we can tailor fit our content for the users. Entering our website will allow us to gather such data through cookies.

How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information.

Your private information (credit card details, etc) will not be stored on our servers. All information is transmitted via Secure Socket Layer (SSL) technology and encrypted into our payment gateway provider’s database accessible only by those authorized with special access rights to such systems who are required to keep the information confidential.

Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links
Occasionally we may include third party products or services on our website. These third party sites have separate and independent privacy policies. We have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Children’s Online Privacy Protection Act
Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website.

Your Consent
By using our site, you consent to our online privacy policy.

Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.

Contact Us
You may reach us at the contact details below.

Karen Tang, CFP®
Tel: (+65) 6252-8500
Email: karen@karentang.sg