Do You Have A Retirement Plan in Place?

Do You Have A Retirement Plan in Place

When was the last time you took a hard look at your retirement plan? Or do you not have one yet? Even if you don’t wish to retire completely from the work force, you’ll still need a plan!

If you have a plan in place, it is crucial that you review it regularly to ensure you are on track to achieving your goal. Your retirement plan should have a good balance of investments and insurance (endwoment) plans.

1. Investments are the ‘growth engines’ but returns are subject to market volatility and hence, returns are not guaranteed.

2.Endowment plans, on the other hand, set a solid foundation for your wealth accumulation - very low risk, consistent and give guaranteed returns where your capital and retirement income payouts are guaranteed in your retirement years.

How you live out your later years in the future is dependent on the steps you take today to achieve a secure retirement.

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