When your children are at the age to enter tertiary education, they reach a point where the right decision could determine their success for the rest of their lives.

As parents, naturally, you want to make sure that you have the financial means to give your children the best education money can buy. Hence, it makes sense to start planning early, bearing in mind the rising costs of both local and overseas tertiary education.

Karen can help you determine how much you are going to need for each child, taking into account inflation and the projected costs of education, and how you are going to achieve the desired sum at the required time. With the right plan in place, the funds needed for their university education will be available.

Solutions include:

• Endowment solutions with guaranteed capital and guaranteed payouts or returns
• Investments (unit trusts)