As we start to get busy with the festive preparation, it can be tough to find time to organize and review your financial life. But if not now, then when? It may seem easier to postpone it till the first quarter of the New Year, but your financial health deserves your undivided attention as well. …
I have a handful of clients whom have bought regular premium Investment-Linked Insurance Policies (ILPs). All of them are unaware of the escalating insurance (or mortality) charges as they have never been informed of these charges when they were sold the plans. So, you can imagine the disbelief on their faces when I explain to them the impact …
The Straits Times article “Insurance ‘Time-bomb’ Set To Explode, Investment-linked policies incur rising costs which buyers may not be aware of” published on February 12, 2005 never quite left my mind. The headlines immediately caught my eyes back then, before I entered the Independent Financial Advisory (IFA) industry. A regular premium investment-linked product (ILP) combines …
Investment Linked Products (ILP) in Singapore – A Ticking Time Bomb! Read More »
The Straits Times article “Why Women Need to Focus on Financial Planning” published on March 4, 2018 reiterated how important it is for us women, whether single or married, younger or older, to be in charge of our own finances. Budgeting, cash flow management, retirement planning, being adequately protected for the unexpected like critical illness, long term …
