Does it make sense to rent or own your property in Singapore today? Is paying rent similar to throwing some of your money away? The above two are “Yes or...

6 Behavioural Biases That Can Impact Your Investment Decisions Everyone has biases. Though we like to think we are rational human beings, the truth is we all have biases that...

It’s once again “SRS (rush) season”. The last day to contribute to the Supplementary Retirement Scheme is 31st December 2023.  The Supplementary Retirement Scheme (SRS) complements the Central Provident Fund...

Many investors like dividends. They see it as a regular source of income from their investments. But what are dividends? Dividends are the portion of earnings that is given back...

Let us take a look at an example. Mr. Andrew Tan is age 35. He is married to his homemaker wife, Susie, and they have two young sons who are...

ILPs and Escalating Insurance Charges I have a handful of clients whom have bought regular premium Investment-Linked Insurance Policies (ILPs). All of them are unaware of the escalating insurance (or mortality) charges as...

Investment-Linked Insurance Plan: A Ticking Time Bomb! The Straits Times article “Insurance ‘Time-bomb’ Set To Explode, Investment-linked Policies Incur Rising Costs Which Buyers May Not Be Aware Of” published on...

The short answer is: yes.  Just about any time is a good time to invest, as long as:  The portfolio asset classes are inherently liquidBy liquid, we mean it is...

Thinking of contributing to the Supplementary Retirement Scheme (SRS) to enjoy tax reliefs while building up another source of retirement savings? Here are some pros and cons you may wish...

Most investors face a dilemma in correct decision-making: when to buy, when to sell, what to buy, what to sell, how much to buy or sell, and at what price!...

Unit trusts, also known as mutual funds, are a popular investment option for investors in Singapore due to several benefits they offer. Some of the key benefits of unit trusts...